Payment & Billing Terms

Last Updated: May 16, 2026

These Payment & Billing Terms ("Payment Terms") govern all purchases, subscriptions, and consulting engagements conducted through https://peterferrari.net or directly via agreements with Millennium Technology Group.

General Pricing and Currency

• All prices displayed on the Site for training curriculum, toolkits, downloadable roadmaps, or consulting packages are listed in USD (United States Dollars).

• We reserve the right to change our pricing structures or subscription rates for ongoing training newsletters or resources at any time. Any changes will not apply retroactively to already purchased or contracted services.

Consulting and Custom Training Engagements

• Retainer & Upfront Fees: Professional business advisory services, customized corporate data literacy frameworks, and specialized research projects may require an upfront retainer or percentage-based deposit prior to project initiation, as detailed in your specific statement of work (SOW).

• Hourly or Fixed Project Billing: Invoices for ongoing advisory hours or completed milestone deliverables are due within 15 calendar days of the invoice date unless explicitly specified otherwise in writing.

Digital Downloads and Immediate Access

• Payments for digital downloads (such as comprehensive PDF guides, advanced data frameworks, or specialized training slidedecks) are processed immediately at the time of checkout.

• Upon successful payment processing, digital access links or downloadable assets are delivered directly via email or the hosting platform interface.

Refund and Cancellation Policy

• Digital Products: Due to the inherently reproducible nature of digital downloads, templates, and one-page helper sheets, all sales for immediate-download digital resources are final and non-refundable.

• Consulting and Live Training: Cancellations for scheduled strategy calls or live team training sessions must be requested at least 48 hours prior to the scheduled time slot to receive a full refund or complimentary rescheduling. Cancellations made under 48 hours may be subject to a partial cancellation fee.

Secure Payment Processing

• We do not directly store, log, or process credit card, debit card, or bank account credentials on our infrastructure. All transactional data is secured and processed by compliant third-party processors (such as Stripe or PayPal).

Privacy Policy

Last Updated: May 16, 2026

At peterferrari.net and Millennium Technology Group, we take the confidentiality and data integrity of our website visitors and consulting clients seriously. This Privacy Policy outlines what information we collect, how it is managed, and your rights concerning your personal data.

Information We Collect

• Voluntary Information: We collect information that you explicitly and voluntarily provide when you subscribe to data literacy newsletters, request downloadable roadmaps, fill out a contact form, or sign an advisory agreement. This can include:

  • Identity data (Name, professional title, organization name).

  • Contact data (Email address, phone number).

• Automated Device Data: Like most websites, our host (SiteGround) and minor integrated scripts automatically track anonymous traffic data. This includes IP addresses, browser variants, operating systems, and basic page navigation statistics used strictly to monitor site health and performance.

How We Use Your Information

• To fulfill your direct requests, such as sending you the requested Notion roadmaps, helper sheets, or curriculum updates.

• To administer, manage, and execute professional business advisory agreements and consulting milestones.

• To send occasional training insights, technology tips, or administrative updates regarding your services. You can opt out of educational marketing emails at any time.

Data Protection & Cybersecurity Principles

• Consistent with modern information security principles, we apply industry-standard protections to safeguard personal identifiers and business data from unauthorized access, modification, or exposure.

• We adhere strictly to data minimization principles; we only collect the minimum required operational variables needed to deliver high-quality advisory services and resources.

Third-Party Sharing and Data Transfers

• No Selling of Data: We do not sell, rent, lease, or trade your personal information or organizational metadata to third-party brokers, advertisers, or outside corporate marketing groups.

• Service Providers: Information is shared only with trusted, secure utilities necessary to host our business—such as our web host (SiteGround), scheduling tools, and secure payment processing gateways.

Cookies and Tracking Mechanics

• This Site may use temporary cookies or local identifiers to facilitate smooth user navigation, optimize resource delivery, or identify returning visitors accessing the downloadable content libraries. Cookies do not extract data or compromise files on your hard drive. You can choose to disable cookies via your browser settings without restricting baseline access to our reading materials.

Your Rights and Access Control

• You maintain total ownership over your data. You may contact us at any time to:

  • Review what specific contact data we hold regarding you or your company.

  • Request updates, edits, or structural corrections to your stored information.

  • Instruct us to completely delete your contact profiles or email subscriptions from our active databases.

Contacting Us

• If you have any inquiries, security concerns, or requests regarding this Privacy Policy, please submit a formal query using the primary communication channels and contact forms located on our website.